Risk Management & Insurance


Your most valuable asset isn’t your house, car
or retirement account.

It's the ability to make a living.

As an independent insurance advisory firm, we have access to the largest and most well-respected insurance companies in the marketplace.  We have maintained our independence for over 50 years so we can provide a custom fit to protect your future from the risk of disability or pre-mature death.

What is Life Insurance?

What is Life Insurance?

According to Merriam Webster , Life Insurance provides for payment of a stipulated sum to a designated beneficiary upon death of the insured. There are many types of life insurance including term, universal life, whole life, private placement life, premium financed life, pension life, or business life insurance.

What is Disability Insurance?

What is Disability Insurance?

In general, disability insurance provides benefit payments if an illness or injury leaves you unable to perform basic tasks required by your occupation. According to a 2016 report from the Federal Reserve Board, Forty-six percent of adults say they either could not cover an emergency expense costing $400, or would cover it by selling something or borrowing money

The Good News

The good news is that today, life insurance has evolved and does more than provide a death payment to someone after you die.  There are multiple uses:

Payment

for Chronic or Critical Illness

Payment

during times of Disability

Income

during retirement

The best use for YOU depends on your individual situation, your health, your income, your dependents, and your goals.

Why should I use One Strategic Capital?

Experience & Access is really what sets us apart. 

The relationships we have built over the years and our experience have allowed us to approach the insurance process from a completely different perspective than our competitors.  Acquiring the right underwriting offer, product, and most importantly design, are not something that is learned in just a couple years.  We have made our mistakes and implemented processes that consistently help our clients achieve better results and don’t impact their future insurance needs.

Get Started

Have an offer from another broker?

Let us provide a free review on how we might approach your situation.

Have an existing policy?

Our team is well equipped to provide a free policy audit to determine if the goals you originally desired are being carried out.  The life insurance industry is extremely competitive and constantly improving costs.  By 2020, all life insurance carriers are required to update their cost of insurance to current rates which can provide some significant savings for older policies.  Let us help you determine if you have the right fit.