Plan Sponsors Ask…

Monday, July 13 at 11:00am (PDT) Q: Our small company has, of course, suffered due to the Coronavirus. A few employees who had to take pay cuts are considering applying early for their Social Security benefits, rather than continuing to work at reduced pay. Where can we point them for information about this decision? A:…

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Fiduciary Issues and Coronavirus: What You Should Know

Monday, July 13 at 11:00am (PDT) They may have moved to the figurative back seat for awhile, but retirement plan fiduciary issues did not stop during the Coronavirus pandemic. As you sift through what has happened in the last few months, you’ll want to pay close attention to fiduciary responsibilities with your 401(k) plan. Fallout from previous recessions…

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Communicating Through Volatility

Monday, July 13 at 11:00am (PDT) In recent weeks, we’ve experienced some of the most impressive swings ever in the U.S. stock market. Naturally, this kind of rollercoaster ride causes participants concern. It’s more important than ever during times of volatility to remind them of the reasons to participate in their 401(k) plan, as well…

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5 Ways to Keep Moving Forward in the Age of Social Distancing

Monday, July 13 at 10:08am (PDT) Activities that people used to take for granted have changed in major ways — like a trip to the grocery store, attending a live concert or sporting event, participating in church services or even just hugging a friend. Remember that the simple things, like exercise and eating right are essential…

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Strategies to Help Survive the Ups and Downs of the Market

Monday, July 13 at 10:00am (PDT) While visiting an amusement park this summer may not be possible for everyone, the stock market has provided a number of exhilarating rides to make up for it. Following are some tips for holding on. Keep a big-picture perspective. While past performance doesn’t guarantee future results, history may provide some…

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Maintaining a Diversified Portfolio During Uncertain Economic Times

Maintaining a diversified portfolio can help you feel more in control during uncertain economic times Monday, July 13 at 9:00am (PDT) The COVID-19 pandemic has certainly tested the resolve of even the most seasoned investors. To help regain some confidence and sense of empowerment, it may be helpful to review a fundamental principle of investing: diversification.…

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Retirement Outlook Q1 2020: Plan Sponsor Edition

Confidence Comes with Knowing Who is a Fiduciary There is still some confusion among plan sponsors about whether or not they are plan fiduciaries, especially among sponsors of plans with less than $1 million in plan assets. In spite of increasing discussion about offloading fiduciary risk by using a designated 3(38) investment manager, misconceptions about…

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Tax Considerations Before Year End

Here are a few key considerations you may need to review to optimize your financial situation. If these action items are applicable to your unique situation, acting upon them will result in an unquestioned objective win. Many tax strategies only need to be acted upon before the April tax filing deadline of next year, but here are several important considerations that require attention before the New Year’s Eve revelry.

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Setting Up a 529 Plan: What You Need to Know

A 529 plan is a saving plan designed for future educational costs. We take a look at all you need to know about setting up a 529 plan It’s projected that over 20 million students will attend college by 2027. College is expensive. If you think your children will attend a university, it’s crucial to save now. …

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