Inflation Reduction Act is Law, Now What?

Closeup of the documents of the Inflation Reduction Act, passed by the Senate on August 7, 2022.

Earlier this year, after passing the House of Representatives and the Senate, the Biden Administration signed the Inflation Reduction Act into law. Seen as a landmark win for climate conservation, this bill is using a historic down payment to help reduce carbon emissions, invest in clean energy infrastructure, as well as expand accessibility to affordable […]

Wake-Up Call

Try these morning rituals to get your day off to the right start. What’s your current morning routine? Maybe it goes something like this: mutter an expletive as the alarm goes off, begrudgingly pull yourself out of bed, throw on a robe and take the dog out while suddenly realizing that you forgot to set […]

Deconstructing Your Debt-to-Income Ratio

Use this tool to help keep your debt in check and improve financial wellness. Your debt-to-income ratio (DTI) measures your monthly debt payment against your monthly income (before taxes or before other deductions have been made). To calculate your DTI, add your total monthly debt payments and divide them by your total pretax monthly income. […]

Find Your Happy Place

Do you find that happiness is hard to come by on some days? Sometimes it’s just easier to find imperfections in everything and let crankiness rule your day. However, if you want to boost your mood and positivity, here are three things you can do to help you find your happy place.  Follow these three […]

Money Well Spent

A fresh approach to spending can help put some sizzle in your retirement savings Despite all the budgeting and cash flow tracking apps available, many people still struggle to manage their spending habits on a daily basis. What if there was a simple blueprint you could follow that could help you manage the way you […]

Annual Maintenance

Perform this five-point inspection to help keep your retirement plan’s motor running smoothly Just like with a car, it’s a good idea to perform some annual maintenance on your retirement plan. Here’s a five-point inspection guide to help you continue to get good mileage out of your plan and ensure it stays reliable on your […]

Catching a Phish

Tips to help you identify common phishing scams and take steps to avoid trouble. If you spend any time online, you’ve probably been the target of a phishing attack. This is when a scammer pretends to be from a reputable company to get you to reveal personal information they can use for their own gain. […]

Heart of the Matter

Managing your blood pressure is a key component of a healthy heart. In 2021, the Centers for Disease Control and Prevention reported that nearly half of adults in the United States (47%) have hypertension, defined as a systolic blood pressure greater than 130 millimeters of mercury (mmHg) or diastolic blood pressure greater than 80 mmHg […]

Retirement in Motion

Tips and Resources that Everyone Can Use Knowledge Is Retirement Power Roth options have become a common choice in many 401(k) plans and 403(b) and 457 plans. The potential tax savings distributed during retirement make Roth plans appealing. Money that goes into a Roth plan is taxed today, but all earnings and future qualified distributions […]

Reinventing Retirement

Rx for Success Preventive care strategies to help you deal with healthcare expenses in retirement According to the 2021 Fidelity Retiree Health Care Cost Estimate, an average retired couple age 65 may need approximately $300,000 saved (after tax) to cover health care expenses in retirement. There are several factors behind this escalating cost challenge. In […]