Heart of the Matter

Managing your blood pressure is a key component of a healthy heart. In 2021, the Centers for Disease Control and Prevention reported that nearly half of adults in the United States (47%) have hypertension, defined as a systolic blood pressure greater than 130 millimeters of mercury (mmHg) or diastolic blood pressure greater than 80 mmHg […]

Retirement in Motion

Tips and Resources that Everyone Can Use Knowledge Is Retirement Power Roth options have become a common choice in many 401(k) plans and 403(b) and 457 plans. The potential tax savings distributed during retirement make Roth plans appealing. Money that goes into a Roth plan is taxed today, but all earnings and future qualified distributions […]

Reinventing Retirement

Rx for Success Preventive care strategies to help you deal with healthcare expenses in retirement According to the 2021 Fidelity Retiree Health Care Cost Estimate, an average retired couple age 65 may need approximately $300,000 saved (after tax) to cover health care expenses in retirement. There are several factors behind this escalating cost challenge. In […]

Introducing: Hidden Cove Wealth Management

Hidden Cove Wealth Management has arrived!   One Strategic Capital just became more agile and efficient thanks to the launch of Hidden Cove Wealth Management – the latest addition to the One Strategic Capital family of companies. We’re so happy it’s finally here!   As our new RIA, Hidden Cove frees us up for a […]

Deconstructing Your Debt-to-Income Ratio

Use this tool to help keep your debt in check and improve financial wellness. Your debt-to-income ratio (or DTI) measures your monthly debt payment against your monthly income (before taxes or other deductions). To calculate your DTI, add your total monthly debt payments and divide them by your total pretax monthly income. For example, if […]